Top Secret

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Добавлено от maksimus
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Check Cost Benefit this Way:

1) Check the reward rate
In my card, it is 25 points for ₹150, and 1 point = ₹1

2) Now take your average monthly GST/ Income tax payment you are planning to make. Say it is ₹1,00,000 then you are paying ₹1180 as charges on it (1.18%)

3) Compare this with your rewards
Your card might have a max reward points limit so do check that. For me, it is 7500 points on GST. So the maximum I can get is ₹7500.

4) So net- net I am getting ₹5700 benefit - so it makes sense to get it!

5) Lastly, also consider the annual fees once. In my card, it is ₹10,000 but it gets waived off at ₹1.5L spending in 3 months which in my example will easily be waived off!

[finance, anushkarathod, gst, creditcards]

#finance #anushkarathod #gst #creditcards
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